Flipkart Axis Bank Credit Card: A Detailed Review

Flipkart Axis Bank Credit Card: A Detailed Review (Updated 10-Mar-25)

The Flipkart Axis Bank Credit Card is a co-branded credit card designed to offer significant cashback benefits on popular online and offline platforms. This in-depth review will explore its features, benefits, drawbacks, and eligibility criteria to help you decide if it's the right card for you.

Source: cardinsider.com

Irresistible Benefits with the Flipkart Axis Bank Credit Card

In today's app-driven world, the Flipkart Axis Bank Credit Card stands out by offering substantial rewards and cashback on everyday transactions. This virtual credit card makes various transactions more accessible and affordable, providing benefits across lifestyle and dining categories.

Key Benefits:

• Welcome Benefit: Rs. 1100 in welcome benefits upon card activation.
• Unlimited Cashback on Top Apps: Earn a flat 4% cashback on transactions with Uber, Swiggy, PVR, Curefit, Myntra, and Tata Play.
• Unlimited 5% Cashback on Flipkart: Maximize your savings on all your Flipkart purchases.
• Myntra First Transaction Bonus: Get 15% cashback up to Rs. 500 on your first Myntra transaction.
• Airport Lounge Access: Enjoy complimentary access to domestic airport lounges four times a year.

Cashback Breakdown

Category	Cashback Percentage	Notes
Flipkart	5% Unlimited	Unlimited cashback on all Flipkart purchases.
Uber, Swiggy, PVR, Curefit, Myntra, Tata Play	4% Flat	Flat 4% cashback on transactions with these partners.
Other Eligible Transactions	1% Unlimited	A base cashback rate for all other eligible transactions.

Source: cardexpert.in

Eligibility Criteria

• Age: 18 to 70 years
• Occupation: Salaried or Self-employed
• Minimum Monthly Income: Rs. 15,000 (Salaried), Rs. 30,000 (Self-employed)

Expert Insights:

The Flipkart Axis Bank Credit Card is a compelling option for individuals who frequently shop on Flipkart and utilize the partner apps mentioned above. The unlimited cashback structure makes it attractive, while the airport lounge access adds value for frequent travelers. However, the cashback on non-partner transactions is relatively low, and users should carefully review the terms and conditions to maximize benefits.

Frequently Asked Questions (FAQs)

• Q: Are fuel transactions eligible for cashback? A: No, fuel transactions are excluded from cashback benefits.
• Q: Does this card offer reward points? A: No, it offers direct cashback instead of reward points.
• Q: Can I use this card offline? A: Yes, you can use it for both online and offline transactions.

Conclusion

The Flipkart Axis Bank Credit Card presents a valuable proposition for those who align with its partner ecosystem. Its strengths lie in its generous cashback offers on Flipkart and partner apps, and complimentary lounge access. However, potential cardholders should carefully weigh the limited cashback on other transactions and the annual fee structure before applying.